Credit card reddit

Sep 18, 2022 · Reddit is an excellent resource for new credit card users. You can learn about topics that are new to you as other users share their experiences and knowledge. There are many helpful personal ...

Reddit has joined a long list of companies that are experimenting with NFTs. Reddit is launching a new NFT-based avatar marketplace today that allows you to purchase blockchain-bas...Jul 12, 2022 ... You might find this section of personal finance interesting: https://www.reddit.com/r/personalfinance/wiki/credit_building#wiki_i_have_no_credit ... Finally, avoid the following credit card companies: Credit One, First Premiere, Milestone, Indigo, Fingerhut. A good rule of thumb is if they have a range for the annual fee, avoid them. These banks prey on low scores by charging fees for nearly everything, holding payments for 5+ days, or even an "application processing" or "account opening" fee. I'll probably change it to Credit card instead. 1. AvailableParking. • 1 yr. ago. Same, naapproved ako then 10 days pa raw yung physical card the only problem is the virtual card isn't working anywhere, they said to wait 24 hours but it's been 5 days hindi pa rin gumagana yung virtual card.Learn how to use credit cards responsibly from Reddit users who share their experiences and knowledge. Find out the benefits of no annual fee cards, secured …A subreddit for everything about credit cards in the Philippines. ⬇️See More Menu for FAQs and pinned posts. Members Online Unemployed since Q4 2023

Nov 28, 2022 ... Just so you know, we've opened a new forum outside of Reddit to ask questions and get advice from our community; as well as to share privacy ...Capital one savor one is an underrated card. Discussion. 3% back on entertainment. So things like movie tickets, concert tickets, arcades, amusement parks, zoos. Or places similar to FYE. 3% back on dining. Things like restaurants, fast food and take out. 3% back on groceries. Self explanatory.How about the PayPal mastercard, apple card or a discover much better first cards chase will probably deny you and capital one will bucket you into a 💩 card or worse a secured card with no path out. I say both. Chase has more cards and better rewards but cap 1 has the better premium card and customer service. Good luck. Currently use a couple of cards in rotation, but generally I use the AmEx Plat, Gold, and Blue Business Plus with some other cards (Amazon Prime Visa, CSP, Apple Card, etc.) for their niche purchases. AmEx Plat is for flights and perks really. Gold is for Groceries and Dining. Did you know that about 40% of credit cards waive foreign transaction fees, while 68% don’t charge an annual fee? Don’t worry if you didn’t. Many people are unaware of the fees or ... Capital One cards - Grab them early on! Seen a lot of discussion about Capital One cards lately and my one conclusion from all the posts and DP's is that you should grab the Capital One cards that you want early in your credit journey or else they will deny you or give you a low credit card limit if you have a lengthy/unblemished credit card ... NNJ1978. • 4 yr. ago. Given the recency of your delinquencies the Open Sky card may be the best bet. Cap One is forgiving once you actually pay/settle the old cards. That said, while rebuilding your credit is important and can be done simultaneously while dealing with old issues, for many it's best if their main purpose in the meantime is to ...How about the PayPal mastercard, apple card or a discover much better first cards chase will probably deny you and capital one will bucket you into a 💩 card or worse a secured card with no path out. I say both. Chase has more cards and better rewards but cap 1 has the better premium card and customer service.

Gonna depend on what hub is close to you, personally I think either delta gold or delta platinum is the best for an airline card. CSP or CSR for general travel. You really have to know what airline you plan to fly with to benefit from an airline specific card. But I find it hard to justify any airline card in general as a casual traveler.Aug 11, 2022 · I agree I save more money with Amex, on average, but I don't find Chase offers useless. Some of the ones I found worthwhile recently: 15% off at Hyatt Place/House, (capped at around $38, I think), Marriott (high cap, $85). 10% Back at Amtrak (capped at $9). 20% back at Quill (capped at $50.If you’re eligible for business cards, you can grab the chase ink unlimited, the chase in cash, and a sapphire card before you’re over 5/24. And when under 5/24 again get the chase freedom flex and freedom unlimited. This, Chase Ink Cash can be used for 5x points on office supply stores on $25k/year.A lot of them are part of credit card theft scams. They tell you that you'll be part of a package delivery network or something and you get paid to have packages sent to you, and then send them off somewhere else.Miserable-Result6702. •. Probably because it offers 3% in a lot of spend categories. Reply reply. FormerCollegeDJ. •. Here’s the answer, along with more specifically 1) travel is one of the 3% categories and 2) there is no annual fee. The cellphone plan benefits (damage coverage, 3% rewards) are good too.

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Miserable-Result6702. •. Probably because it offers 3% in a lot of spend categories. Reply reply. FormerCollegeDJ. •. Here’s the answer, along with more specifically 1) travel is one of the 3% categories and 2) there is no annual fee. The cellphone plan benefits (damage coverage, 3% rewards) are good too.I learned a new way to budget, how to get discounts on my bills, and how to get free stuff online. These and other tips have helped me save $2,500 this year already. …Dec 25, 2023 ... When you use a credit card, you are essentially borrowing money that you will have to pay back later, usually with interest. Credit cards can be ...My experience with Unionbank cc (1) Local - very few ang offers sa stores for 0% installment like SM, Rob. May mga few offers sila pero for particular stores and shops so hindi namamaximize. (2) International - I have no problem using it outside of Philippines. I only emailed their customer service that I will be using it for this country and ...In the market for a new credit card? Now there are plenty of choices when it comes to the best credit cards for rewards, especially regarding cashback offerings. Credit card reward...

While experienced borrowers may wonder how many credit cards to have, those who are newer to credit cards or prefer to focus on just one card might have other credit questions on t...Aug 31, 2023 ... No need to move/withdraw money multiple times just to buy something. Just swipe and settle it on your due date. If you dont care about points, ...Feb 8, 2022 · We reached out to our primary bank and they offered two options, one is a debt consolidation loan with a 10.5% interest rate for 4-5 years and the other is a home-equity loan with interest rate of 3.75 to 4.25 to a draw period of 5-10 years, this option would require $1,000 in closing costs and minimum loan amount of $20,000.Jul 10, 2021 · You can downgrade your card with UnionBank. I did it for my Cebu Pacific GetGo CC with 3k AF before the anniversary month. Downgraded it to their Classic Visa so I didn’t pay the 3k AF for the GetGo CC. I got the GetGo CC back in June 2019 and was able to downgrade to the Classic Visa May 2021.First, you will be hit with a lot of late fees and interestes charges and most likely you will eventually have charge offs. They can file a law suit against you and they make seek a judgement if you have any actual assets. You will need to figure out how you are going to take care of emergencies without credit cards. These credit card rewards will continue to transfer to your student loan(s). Sallie Mae MasterCard Rewards can be redeemed to your eligible Navient and/or Sallie Mae student loans as follows: If your loan(s) are exclusively serviced by Navient – you will select “Navient loan” as your redemption option in the Sallie Mae MasterCard Rewards ... Remember card companies only view the risk of you running up debt in a Covid world, not you chasing sign ups/rewards and paying in full. One card every 6 months is generally considered safe. Too many applications in a short period of time may look like risky behavior, even with decent credit.Jul 17, 2021 · 5 hacks I learned from Reddit that helped me save $2,500 with very little effort. ... tips, and advice that can help me pay off credit card debt, save more cash, fund my retirement accounts, and ...Graztine. A List of Credit Cards Good For Most People. Discussion. Hello! I've been trying to figure out what credit card I should get next, so started to make a list of all of the …NYC launches $53M program to hand out pre-paid credit cards to migrant families. "A family of four, for instance, could be provided nearly $1,000 each month, which comes out to $35 per day for food. Cards will get re-filled every 28 days." "It’ll start with a group of 500 migrant families in short-term hotel stays and will replace the current ...

I used my credit card. Credit cards are literally the safest form of payment for regular day to day transactions - most have really good fraud protection and the fact that it is CREDIT works in your favor as you don't have to wait for funds to be returned to you.

First, you will be hit with a lot of late fees and interestes charges and most likely you will eventually have charge offs. They can file a law suit against you and they make seek a judgement if you have any actual assets. You will need to figure out how you are going to take care of emergencies without credit cards.Mar 11, 2024 · Welcome offer: This card does not offer a welcome bonus. Annual fee: $0. Other benefits and drawbacks: The Capital One Quicksilver Secured Cash Rewards Credit Card charges a high 30.74% variable ...Reddit Recommendations For the Best Cash Back Cards. The following cash back cards get the nod from multiple Reddit users. Most charge no annual fee and …Jun 27, 2021 · CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new …Mar 27, 2021 · I use Capital One credit cards for both personal and business. They have a very inexpensive annual fee, I think like $95 and they have the most robust reward system. You can not only use it to cash in for rewards (travel, amazon, etc ) but you can travel and then use purchase eraser later. As long as you charge it to …Feb 14, 2018 ... Credit cards are great if you're responsible with them. So long as you're able to pay the monthly balance each statement and don't over utilize .....I used my credit card. Credit cards are literally the safest form of payment for regular day to day transactions - most have really good fraud protection and the fact that it is CREDIT works in your favor as you don't have to wait for funds to be returned to you.Mar 25, 2023 · CSR is best for united, (though you can book all) which flies from EWR. The AmexP is best for serious travelers as it has the highest fees associated with it. (almost $1k per year) Amex plays best with Delta (JFK) but does play with them all. They both come with priority pass membership (airport lounges) travel insurance, uber/lyft credits, and ...

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Finally, avoid the following credit card companies: Credit One, First Premiere, Milestone, Indigo, Fingerhut. A good rule of thumb is if they have a range for the annual fee, avoid them. These banks prey on low scores by charging fees for nearly everything, holding payments for 5+ days, or even an "application processing" or "account opening" fee. Aug 4, 2022 · CSR does not. 3. The benefits are nearly identical to CSP. (CSR does have slightly better travel benefits and purchase purchase protection, which is actually the strongest reason I have found to get the card.) 4. CSR does redeem at cash at a high rate (50 vs 25 bonus). So if cash is the goal--that makes sense.Curious if anyone has solved this issue. The apple credit card has 3 different card numbers. Physical, Digital, and Apple Pay. I guess someone hacked my account and signed up for reoccurring Family Club Now (Scam) monthly. Goldman Sacks cannot do anything about things paid for by Apple Pay as this number cannot be reset. There is usually a 20+% transfer bonus to Aeroplan or Avianca if you have access to Chase, Citi, and Capital One. For point earning, SUBs earn points 3-4x faster than even the most optimized trifecta. The Chase Ink 2-player referral strategy is almost unbeatable and is the primary reason to stay under 5/24. Any debit card should be halal. If ur talking about financing, there are a lot of credit card providers that offer 0% APR for first 12 months. Unfortunately, pretty much all credit card providers will charge you interest if you’re late on payments so make sure to pay them on time.Nov 11, 2023 ... ... credit card again until the credit line is paid off. Bank credit lines usually charge half the interest of a credit card. ... Meta/Reddit Website ...Whether you’re starting your own small business or you’re already running one, its continued financial health is one of the most important things to keep in mind. Thinking of getti...Curious if anyone has solved this issue. The apple credit card has 3 different card numbers. Physical, Digital, and Apple Pay. I guess someone hacked my account and signed up for reoccurring Family Club Now (Scam) monthly. Goldman Sacks cannot do anything about things paid for by Apple Pay as this number cannot be reset.These are the cards to have if you want free shipping at dozens of retailers. Update: Some offers mentioned below are no longer available. View the current offers here. Looking for... ….

Mar 11, 2024 · Welcome offer: This card does not offer a welcome bonus. Annual fee: $0. Other benefits and drawbacks: The Capital One Quicksilver Secured Cash Rewards Credit Card charges a high 30.74% variable ...500 (Debt) *.05 (Rate you must pay) = $25 (How much you must give them.) And with the Double 5 figure, it remains how much more you add to what you have spend. Assuming you haven't put anything new on the card, you still owe $500 in this example. you pay the $25 dollar minimum, and still own $500.I have the basic AMEX blue cash everyday credit card. I’ve had it for about 2 years and I started with a credit limit of 3000, it has been raised by AMEX (I’ve never requested) to 11,000 over the past couple years. I have been traveling more and wanted a better rewards card for traveling and my sister suggest the Hilton Honors credit card.Miserable-Result6702. •. Probably because it offers 3% in a lot of spend categories. Reply reply. FormerCollegeDJ. •. Here’s the answer, along with more specifically 1) travel is one of the 3% categories and 2) there is no annual fee. The cellphone plan benefits (damage coverage, 3% rewards) are good too.Best Credit Cards of February 2024; Best Gas & Groceries Credit Cards; Best Travel Credit Cards; Best Balance Transfer Credit Cards; Best 0% APR Credit …Feb 29, 2024 · A second credit card offers the power to increase your credit score by raising your credit utilization ratio. If your current card limit is $2,000 and you spend about $1,000 on the card each month ... Oct 25, 2018 · Please use credit responsibly. General advice for people looking for a first credit card in the USA: Since you probably have limited history, find a family member (such as a parent) who has good credit, and ask them to add you as an "authorized user" to one of their cards. You want a card that's been open for several years and has never missed …This question is about Balance Transfer Credit Cards @WalletHub • 05/31/21 This answer was first published on 07/02/18 and it was last updated on 05/31/21.For the most current info...Dec 9, 2023 ... Yes as long as you know your spending limit. Discipline would definitely be key in using your cc. There was a time before that I stopped using ... Credit card reddit, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]